Michigan Animal Damage Control Company
Insurance Work- Damages Caused By Nuisance Wildlife
This Article May Help You With Insurance Coverage For Wildlife Control Damages
Damage caused to your home due to nuisance wildlife may be covered by your homeowners insurance policy. Damage caused to your business commercial building due to wild animals may be covered by your commercial insurance policy. Our relationships with most insurance adjusters help us in bidding your jobs and making sure we get the expenses covers on your damaged home or attic. For animal damage control our services included attic restoration, attic vent repairs, odor control, flashing eaves, roof repairs, and decontamination.
Many insurance companies have a clause in their policies stating they do not damages by vermin, rodents, domestic animals, or insects. Raccoons, bats, and skunks are not, vermin, rodents, insects. They are considered nocturnal mammals. This is one way you are able to get coverage for the damages when dealing with these specific nuisance critters. Raccoons, bats, and skunks are mammals. They are not considered to be vermin or rodents.
Most rodents such as mice, rats, and squirrels fall under the category that isn't typically covered by insurance companies. However, all insurance company policies are different and you still may have them pick up the tab.
If you have insurance coverage for wildlife damage they may only cover the damages caused by said animal. Raccoon damage to the roof or vents may be covered. The removal of the raccoon may not be. Bat damage to the insulation may be covered, but the the bat exclusion may not be. Typically insurance companies will only cover the structural damage caused by wild animals and not the extraction.
We find a lot of insurance companies haven't ever dealt with a nuisance wildlife claim. Sometimes it's better to call corporate than go to your local adjuster. If you are denied a claim, you should always get a letter in writing why you are not covered under the policy. Read through your policy and make sure it doesn't say "rodent damage or vermin damage". Again raccoons, bats, and skunks are not vermin or rodents. This is important to help get your claim covered.
If you feel damage has occurred to your home it's important you call the insurance company immediately. Pre-existing conditions or damages that are not maintained in a timely manner, may be cause for denial. Read through your insurance policy and see if you may be covered, then contact your adjuster or corporate office.
We provide a full nuisance wildlife control and damage control service. We can remove the animals and restore the damaged areas back to their original state. We have worked with most insurance companies and are familiar with how they operate and what coverage they provide. If you need assistance in working with your insurance, please contact us today.
Wildlife Doing Damage to Your Property
In Michigan we come encounter with many types of bat removal jobs. Bat control, bat extermination, bat pest control are our specialties in Michigan. We service many types of residential and commercial buildings. Residential homes ranging from ranches, colonial, bungalow, gable style, log cabins and many more. Some commercial properties we have got rid of bats in are churches and a commercial building with office spaces.
Beavers in Michigan can be a nuisance to humans, properties, forestry, and farmlands. Beavers create dams in Michigan properties near rivers and lakes. It is important to capture all nuisance beavers by trapping either using a leg hold method or into a live trap. Beavers will chew down your trees creating great damage. Often there are floods along the banks of rivers and lakes and even into your yard. Floods into the Michigan homes have sometimes come from the dams of beavers. Beavers are considered the largest rodent in North America. They live in aquatic environments and build there dams (living areas) out of logs, sticks and whatever else they can find. They have large teeth and use them to saw down trees and branches.
Birds in Michigan can sometimes cause more damage than any nuisance wild animal. There nest are filled with bacteria and fungi. There are several diseases associated with bird nest material. Just like with bat guano you can contract histopoplasmosis when inhaling the airborne spores of the nest. The birds we generally deal with that give problems to homeowners and industrial buildings are pigeons, chimney swifts, starlings, sparrows, swallows and wood peckers.
Coyotes in Michigan are from the canid family and generally live in dens created with leaves, sticks, and other materials. Coyotes are carnivorous and prey on rabbits, squirrels, chipmunks, chickens and other small animals. Coyotes will prey on larger animals like deer in packs. If there is no food present coyotes will scavenge on dead animals.
Just like coyotes, Fox in Michigan are from the canine family. They live in dens usually left open from other wild animals. Fox are predators and prey on chickens, rabbits, squirrels, chipmunks, and other small animals. 2 types of fox in Michigan are usually spotted, the grey and red fox.
In Michigan we take care of nuisance groundhogs or woodchucks. You will find groundhogs in open plains or digging holes and living underground. Groundhogs in Michigan are found living under decks, in rock walls, and in hills. Groundhogs have rounded claws used for digging. Groundhogs are vegetarians and eat plants, grass, flowers, and other vegetation.
Poison Free Mice Control
The most common problem we deal with in Michigan are field mice. Mice are mainly nocturnal rodents but can also be found during the day. Mice love to live underneath insulation and burrow tunnels through out your attic. Mice can fit through 1/4" holes making construction gaps on your roof gateways to your attic.
In Michigan Opossums are the only marsupial, meaning they have a pouch that they carry their young in. They have long prehensile tails which gives them another limb to use for hanging. Opossums are usually found under decks and in sheds. We sometimes find them in attics but that isn't generally the case here in Michigan. They need a decent size opening to enter into the attic.
In Michigan we offer wild animal control services such as how to Get Rid of Raccoon's: Raccoon Removal, raccoon control, and raccoon damage control; including attic decontamination and insulation removal.
Have you been hearing scratching sounds, loud banging or walking around in the walls or attic of your home or business in Michigan? If so, you may have a raccoon problem!
Skunks in Michigan are recognizable with their black and white stripes. Generally skunks live under deck and porches. Skunks also dig holes and create dens underground. Skunks feast on grubs and other insects below your soil. Also skunks get into garbage's scavenging for food. Skunks are near sighted animals and use their sense of smell to maneuver around. Skunks will spray an unbearable odor out their anus up to 10 feet if they feel threatened. A warning sign skunks feel threatened is by stopping their feet and raise their tail. If this happens, back away slowly.
There are different types of squirrels in Michigan. Red squirrel, fox squirrel, gray squirrel, black squirrel, chipmunk, and flying squirrel. Most squirrels are diurnal but the flying squirrel is nocturnal. They fly through the trees at night so they can avoid hawks, eagles, and other flying predators. Squirrels feast on pine cones, bird seed, egg corns, walnuts, and during Halloween pumpkins. They like to gnaw on treated wood because of the salt in the wood. They live mostly in trees and underground. They make nesting material out of leaves and sticks.